House Surveys in Swansea by Expert Chartered Surveyors
Our fully qualified chartered surveyors undertake a wide range of professional valuation and survey work throughout Swansea, Mumbles, Llanelli, and South Wales. Our chartered surveyors are regulated by RICS and have extensive experience assisting clients with the purchase of residential, commercial, and industrial properties and land.
We provide Building Surveys (Level 3) and Home Surveys (Level 2) alongside valuations for private individuals and professionals for all purposes, e.g., taxation, purchase, sale, balance sheet, or matrimonial purposes. We are also trusted by banks, building societies, and pension companies.
Below is a summary of the types of surveys and valuations available, but we’re always here to discuss your specific needs. Please feel free to contact us with any queries.
Choosing between a Valuation and Different Survey Types
Do I need an Independent Survey?
A property purchase is often said to be the most significant single financial commitment you will make in your lifetime. Therefore, it makes sense to establish whether the property is affected by defects or other issues that might justify renegotiating the purchase price - or that may otherwise come as an unpleasant surprise later.
The chartered surveyor services offered by our dedicated South West Wales based team ensure you can buy with confidence.
The mortgage valuation
If you are buying a home with the assistance of a mortgage, the lender will probably commission a valuation report to confirm whether the property provides acceptable security for the loan. Although the purchaser often pays for it, the valuation is intended solely to satisfy the lender's requirements. You should not rely on its contents when deciding whether or not to proceed with the purchase, as it will not necessarily identify defects. More often these days, lender valuations are undertaken as ‘desktops’ or ‘drive-by’ without entering the property.
Before exchanging contracts, you should seek specialist advice from a chartered surveyor, as a valuation differs significantly from a survey. A valuation is more basic, whereas a survey offers a thorough health check. The onus is on the buyer, not the seller, to be satisfied with the condition of the property.
What are the Options?
Our chartered surveyors offer two levels of house buying surveys to help you decide whether or not you should proceed with your purchase. The first is a Full Building Survey (formerly known as a 'Full Structural Survey') Level 3, and the second is an Intermediate Survey, such as the ISVA HomeSurvey (Level 2). This is available exclusively from members of the Independent Surveyors and Valuers Association. Other types of intermediate surveys are also available.
Click on the relevant survey type to view more information:
If You Still Don't Know What Survey you Need
Call or email us if you're unsure whether you need a survey or valuation or are confused about the different surveys available. Unlike some other surveying firms, we're always happy to provide impartial advice that helps you select the right survey, valuation or service.
